Buying a home

Buying a home is one of the biggest steps in life. Whether you choose to upsize or downsize, purchase a vacation home, or acquire a rental property, buying real estate is one of the largest financial transactions you will make in life. We are committed to providing the highest quality of services and advice by negotiating the best terms at the lowest possible rate…

all while striving to make the loan process as quick and effortless as possible. With today’s market being flooded with a number of mortgage products, you need the help of a mortgage professional to guide you into making sound financial decisions. If you are a first-time home buyer, consulting a mortgage expert will prove to be extremely beneficial.

How does it work?

Together, we’ll go over the important documents (income confirmation, down payment confirmation, etc.) provided by you upon conditional approval of your mortgage. All conditions must be met in order for your mortgage to be fully approved. Pre-approvals are subject to your credit score. Depending on the lender, you’ll be good to go after 60, 90, or 120 days from your application submission.

A mortgage pre-approval is an important step in the home buying process, but we can help you out. We can help with your financial strategy, mortgage amount, down payment amount, purchase price, and give you an overall idea of what you can realistically afford.

1. Get Pre-approved

2. House Hunt

3. Make an Offer

4. Mortgage Approval

5. Pay the Deposit

6. Consult a Lawyer

7. Get the Keys to Your New Home

Our team works with you to find the best mortgage solution to suit your financial and personal situation.

We can help you in any project

There’s a better deal out there, and we’re here to help you get it. Irina Nichol Mortgage Team offers unparalleled choice and expert advice when you’re making the largest financial decisions of your life.


We can help you in any project

We’ll help you get a better deal. Professional mortgage brokers will give you independent advice so you can make the best choice for your family. We offer unparalleled choice and expert advice to Canadians when you’re making the largest financial decisions of your life.