Use your home equity to reduce your credit card debt

Are you held back by high-interest rates? Get debt-free sooner. Immediately increase monthly cash-flow by consolidating all your debts into one lower interest rate! Why pay higher credit card interest rates when you can consolidate your debt to your mortgage where the interest rates are much lower?

A plan to save you from debt

One important part of a strategy is knowing “good debt” from “bad debt”. A well-planned mortgage can help you turn bad debt into good debt that you can easily pay off.

1. Consolidate high interest rate credit cards to one lower rate

2. Save money and increase cash flow

3. Reduce stress knowing that your financial situation is now manageable.

Who qualifies?

In order to qualify for a consolidation loan, clients will usually need to have acceptable credit ratings and sufficient income to demonstrate that they will be able to manage the loan – to demonstrate that they will be able to make the monthly consolidation payment, in addition to paying for their regular monthly bills and expenses.

Perfect for

Anyone who owns a home with more than 20% equity in the property

Anyone who has outstanding credit card or loan balances

Product Features

Simple debt consolidation program

Creates ONE low monthly payment

Simplifies bill payments

Reduces your monthly expenses and interest costs

Our team works with you to find the best mortgage solution to suit your financial and personal situation.

We can help you in any project

There’s a better deal out there, and we’re here to help you get it. Irina Nichol Mortgage Team offers unparalleled choice and expert advice when you’re making the largest financial decisions of your life.